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Posted on Google 
Andy T
June 21, 2026.
Trustindex verifies that the original source of the review is Google. Tier One and Attorney Shiva Bhaskar were extremely helpful in connecting me with the right attorneys for my legal matter. After speaking with a few attorneys and not getting very far, I reached out to Shiva. He was responsive, thoughtful, and took the time to understand my situation before pointing me in the right direction. I appreciated his professionalism, knowledge, and willingness to help. If you're looking for someone who genuinely cares and can help connect you with the right legal resources, I highly recommend reaching out to Shiva and his team.
Posted on Google
Mara K. Martínez-Hewitt
May 14, 2026.
Trustindex verifies that the original source of the review is Google. Very helpful recommendations! Super sweet people.
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Randy Searle
April 22, 2026.
Trustindex verifies that the original source of the review is Google. I had an onboarding call with Tier One attorney Shiva Bhaskar yesterday, and I was unbelievably impressed by Shiva's competence, thorough offhand subject knowledge and professionalism. He gave me direct solutions to my repair issues at no charge - and even when I directly asked "Hey, can I send you some money?" he politely refused, so confident was he that I did not need his services. You can't find this kind of integrity much anymore in the world, but I am deeply appreciative when I do. Go nowhere else, this is the answer you've been looking for.
Posted on Google
Zachry Smithwick
March 26, 2026.
Trustindex verifies that the original source of the review is Google. It was a true pleasure working with Shiva. After hearing about my situation with a wrongful collection Shiva went out of his way to help me and guide me to the process. Due to his efforts my credit score increased by over 200 points in a matter of months and I never had to deal with or pay the wrongful collection agency again. He is very knowledgeable on the matter and an expert when it comes to credit disputes and dealing with collection agencies, I truly recommend him for anyone struggling with wrongful collections, agencies, or credit issues as his work enabled me to fix my credit score and provide the means to provide for my family. The process was smooth and simple and in just two weeks all the needed work was done and in two months my credit score was completely fixed with no problems at all. 10 out of 10 service.
Posted on Google
Jeff Devoll
March 20, 2026.
Trustindex verifies that the original source of the review is Google. Shiva at Tier One Credit is very knowledgeable and helped me with several tough collections, greatly appreciate his expertise & communication throughout the process. Highly recommended!
Posted on Google
Dane Duncan
March 14, 2026.
Trustindex verifies that the original source of the review is Google. Shiva was very helpful in explaining what options I had after a credit bureau incorrectly reported information in my credit report. He also recommended a law firm in my state to follow up on the matter. It's definitely worth reaching out for advice.
Posted on Google
Moua Tao Cha
February 24, 2026.
Trustindex verifies that the original source of the review is Google. Highly recommend working with Shiva for any credit repair services! I’ve been working with him since April 2025 and his expertise has significantly aided in improving my credit situation. He was able to successfully dispute inaccuracies on my credit report through persistent negotiation with the credit bureaus. Despite the complexities of my case, Shiva connected me with a qualified attorney and has maintained consistent communication til this day. Overall, Shiva has been a pleasure to work with and I have had nothing but a great experience. He’s responsive, knowledgeable, and informative.
Posted on Google
Bashar Hamad
February 20, 2026.
Trustindex verifies that the original source of the review is Google. I’ve referred several of my clients to Shiva Bhaskar at Tier One Credit, and every single experience has been outstanding. Shiva consistently delivers results and goes above and beyond to make sure clients are taken care of properly. He is extremely responsive, communicates clearly throughout the entire process, and brings a wealth of knowledge and expertise to the table. My clients always feel informed and confident working with him — and most importantly, he gets the job done. If you’re looking for someone reliable, professional, and truly skilled in the credit industry, I highly recommend Shiva.
Posted on Google
Virginia Ricmond
February 18, 2026.
Trustindex verifies that the original source of the review is Google. I am very grateful to the team at Tier One Credit. I have been dealing with identity theft for years. I found this firm online, and they are helping me dispute and resolve the accounts that are not mine. It has been tough getting my credit reports in the first place, which they helped with. Attorney Shiva is very hands on - I could not get the reports till he got involved. I am looking forward to getting the accounts removed, and if not taking these companies to court. I am glad that law firms like these people exist. I am blesses to have found them.
Posted on Google
Nathan Stull
February 18, 2026.
Trustindex verifies that the original source of the review is Google. Shiva Bhaskar and his team at Tier One Credit helped my wife and I straighten out issues with the reporting of our education loans to the credit bureaus. The followup and timely updates helped us achieve our goal of purchasing the home we had been renting. I whole heartedly recommend Shiva and his team. - Nathan
Credit reports are often full of damaging inaccuracies!
26% of credit errors are serious enough to deny an application for credit, housing or employment.
We Help You DISCOVER Your Best Credit Options: SUE Or RESTORATION
Buying a home?
Yes, we can make your dream a reality. Did you know your home loan interest rate is directly determined by your credit score. Let us assist you secure the best and lowest rates, today.
Collections/ Charge-OFFs?
Debt collectors prey on our ignorance- many time acting illegally against consumers. Not Anymore, our attorney-conducted services are scanned to protect you again predatory practices.
Got Late Payments?
Many people are marked 30-days late when they paid few days after due date- who’s on the right? Our company ensures correctness of all credit data. Skyrocketing scores.
Who are we?
We had “low credit” ourselves! Upon graduating college, our credit was- terrible! When Shiva (CA Bar Licensed Attorney) graduated UCLA School of Law, his debts dropped his scores to 514. Tony (Co-Founder) is a real estate professional (NMLS), who’s credit crashed along everything else in the 2008 recession. As founders- we are a team of skilled attorneys, finance experts and passionate entrepreneurs who are dedicated to the empowerment of each and every American consumer, by helping them enjoy the best credit history/score possible. Utilizing deep knowledge of federal and state consumer rights laws, including the Fair Credit Reporting Act (FCRA), as well as the Fair Debt Collection Practices Act (FDCPA), to develop personalized strategies to allow clients to rebuild their credit- through the removal of negative credit items.
Why Chose TierOne Credit?
Trusted & Awarded
Our commitment is to serve-Daily! We connect with credit concerned Americans- via YouTube, LinkedIn and FaceBook. We were even honored by Quora.com as 2018 Top Writer award for guiding over 660,000 people to good credit.
Legel Experience
We’ve worked extensively on credit repair and scores optimization since 2005. Plus, our legal insight and experienced lawyer makes a force to fight bad credit, on your behalf.
Proven Results
We know a thing or two about credit scoring. Actually, our legal team is on the forefront of all laws protecting us- the citizens. We guarantee our services to produce favorable results. Or 100%
