We Don't "Repair Credit." We Enforce Federal Law and Hold Violators Accountable.
33%
- Of credit reports contain errors -
$1,000
- Per violation under FCRA -
100%
- Attorney Representation, Free -
What We Actually Do
Credit Reports & FCRA Violation Identification
- Identity Theft
- Mixed Credit Files
- Unverifiable Accounts
- Outdated Records (7+ years)
Legal Enforcement
- Attorney demand letters
- CFPB Complaints
- Litigation Preparation
- Settlement Negotiation
- Court Representation
Client Compensation
- $0 Cost, Period!
- $1,000 Per Violation
- Credit Report Corrections
- Attorney Fees Covered
- Punitive Damages (if applicable)
About Us:
Our mission is based on a simple but powerful concept: Every client should be empowered to enjoy the very best credit score possible and improve quality of life, and peace of mind- which follows excellent credit. Our team of credit lawyers and FICO scoring professionals are laser-focused on implementing cutting-edge legal and financial strategies, to make this possible.
This makes working with us a risk-free decision, where customer satisfaction & $0 out-of-pocket are the top priority. Plus, our 100% satisfaction guarantee. Tier One Credit senior attorney, Shiva is a leading FCRA lawyer and a trusted leader in consumer credit optimization. Together, we fight for every client’s right to an accurate, fair, and substantiated credit report, including yours.
Meet Our Team
SHIVA G. BHASKAR
CO-FOUNDER, LAWYER, INVESTOR & STRATEGIST (BAR LICENSED IN CA & NYC)
Shiva is an experienced and passionate entrepreneur. UCLA Law School left him with over $180,000 in student loans and other debt. He dedicated his expertise to empower consumer by showing them their legal options when it comes to credit and debt. Today he enjoys strong credit, invests in real estate- buying in hot markets like New York & Texas, and teach others to do the same. He is dedicated to his clients & team.
TONY BUDRI
CO-FOUNDER, REAL ESTATE EXPERT, ANGEL INVESTOR & NMLS#1394047
Tony fell in love with credit in 2006 when he bought & flipped his 1st house in Downey, CA for $35,000 in profit. He enjoys presenting & empowering people through his story, revealing the possibilities of credit-based investments. As a refugee from Sudan and proud American, Tony yearned for stability and a better life. Researching the self-made millionaire in America, he found that 97% of them were involved with real estate. So, he dedicated himself to becoming an expert.
Award Winning
Credit Lawyer Shiva g. Bhaskar
A skilled attorney and passionate entrepreneur, dedicated to the empowerment of each and every American consumer, by helping them enjoy the best credit history/score possible. Utilizing deep knowledge of federal and state consumer rights laws, including the Fair Credit Reporting Act (FCRA), as well as the Fair Debt Collection Practices Act (FDCPA), to develop personalized strategies to allow clients to rebuild their credit- through the removal of negative credit items.
Why
$0 Upfront. $0 Out-Of-Pocket Lawsuits. Attorney & Nationwide Representation. $1,000 Per Error Compensation.
How
Our legal expertise of the FCRA & FDCPA Enable us to Pinpoint Serious Errors, Sue & get you Compensation. Our fees are paid by the bureaus/ Debt Collectors. Our expertise is both the law & system.
What
You can use our FREE Errors & Repair Review, webinars and personalized services- to identify and remove any account reported in error or violates the law.
