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Andy T profile picture
Andy T
June 21, 2026.
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Tier One and Attorney Shiva Bhaskar were extremely helpful in connecting me with the right attorneys for my legal matter. After speaking with a few attorneys and not getting very far, I reached out to Shiva. He was responsive, thoughtful, and took the time to understand my situation before pointing me in the right direction. I appreciated his professionalism, knowledge, and willingness to help. If you're looking for someone who genuinely cares and can help connect you with the right legal resources, I highly recommend reaching out to Shiva and his team.
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Mara K. Martínez-Hewitt
May 14, 2026.
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Very helpful recommendations! Super sweet people.
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Randy Searle
April 22, 2026.
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I had an onboarding call with Tier One attorney Shiva Bhaskar yesterday, and I was unbelievably impressed by Shiva's competence, thorough offhand subject knowledge and professionalism. He gave me direct solutions to my repair issues at no charge - and even when I directly asked "Hey, can I send you some money?" he politely refused, so confident was he that I did not need his services. You can't find this kind of integrity much anymore in the world, but I am deeply appreciative when I do. Go nowhere else, this is the answer you've been looking for.
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Zachry Smithwick
March 26, 2026.
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It was a true pleasure working with Shiva. After hearing about my situation with a wrongful collection Shiva went out of his way to help me and guide me to the process. Due to his efforts my credit score increased by over 200 points in a matter of months and I never had to deal with or pay the wrongful collection agency again. He is very knowledgeable on the matter and an expert when it comes to credit disputes and dealing with collection agencies, I truly recommend him for anyone struggling with wrongful collections, agencies, or credit issues as his work enabled me to fix my credit score and provide the means to provide for my family. The process was smooth and simple and in just two weeks all the needed work was done and in two months my credit score was completely fixed with no problems at all. 10 out of 10 service.
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Jeff Devoll
March 20, 2026.
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Shiva at Tier One Credit is very knowledgeable and helped me with several tough collections, greatly appreciate his expertise & communication throughout the process. Highly recommended!
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Dane Duncan
March 14, 2026.
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Shiva was very helpful in explaining what options I had after a credit bureau incorrectly reported information in my credit report. He also recommended a law firm in my state to follow up on the matter. It's definitely worth reaching out for advice.
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Moua Tao Cha
February 24, 2026.
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Highly recommend working with Shiva for any credit repair services! I’ve been working with him since April 2025 and his expertise has significantly aided in improving my credit situation. He was able to successfully dispute inaccuracies on my credit report through persistent negotiation with the credit bureaus. Despite the complexities of my case, Shiva connected me with a qualified attorney and has maintained consistent communication til this day. Overall, Shiva has been a pleasure to work with and I have had nothing but a great experience. He’s responsive, knowledgeable, and informative.
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Bashar Hamad
February 20, 2026.
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I’ve referred several of my clients to Shiva Bhaskar at Tier One Credit, and every single experience has been outstanding. Shiva consistently delivers results and goes above and beyond to make sure clients are taken care of properly. He is extremely responsive, communicates clearly throughout the entire process, and brings a wealth of knowledge and expertise to the table. My clients always feel informed and confident working with him — and most importantly, he gets the job done. If you’re looking for someone reliable, professional, and truly skilled in the credit industry, I highly recommend Shiva.
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Virginia Ricmond profile picture
Virginia Ricmond
February 18, 2026.
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I am very grateful to the team at Tier One Credit. I have been dealing with identity theft for years. I found this firm online, and they are helping me dispute and resolve the accounts that are not mine. It has been tough getting my credit reports in the first place, which they helped with. Attorney Shiva is very hands on - I could not get the reports till he got involved. I am looking forward to getting the accounts removed, and if not taking these companies to court. I am glad that law firms like these people exist. I am blesses to have found them.
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Nathan Stull
February 18, 2026.
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Shiva Bhaskar and his team at Tier One Credit helped my wife and I straighten out issues with the reporting of our education loans to the credit bureaus. The followup and timely updates helped us achieve our goal of purchasing the home we had been renting. I whole heartedly recommend Shiva and his team. - Nathan

"Help you take legal action under the Fair Credit Reporting Act (FCRA) to fix your credit, get you compensation, and hold companies accountable. Best of all, it won’t cost you Anything!"

Credit Reporting, Debt Collections Violations and Credit Restoration Attorneys.

Credit Reporting Mistakes, Debt Collections Violations and Credit Attorneys.

Sue: A Compensation of $1,000 per credit report Error Violation

About 1 out of 3 of credit reports contain errors.  Our FREE Errors & Lawsuit Review will clarify your options: If you have an FCRA case or something else. Our goal is maximize your credit scores and pinpoint violations that can get you paid & ultimately removes the negative account.

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All clients are represented by a lawyer. Accurate credit reports involves the use of powerful federal and state laws- including the Fair Credit Reporting Act (FCRA), and Fair Debt Collection Practices Act (FDCPA). We get clients paid for violations- with $0 out of pocket.

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Unlike "credit restoration" companies, our law firm work with other law firms that serves as a second set of eyes in the credit repair process. Ex. Courts, CFPB etc.

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5 +

New Home Buyers

100 +

Negatives Deleted​

3 +

Mortgage Refinances​

159 +

Collections Deleted

20 +

Auto Refinance

7 +

Points Increased

How Our

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When done properly, credit errors litigation is one of the most effective strategies for restore your credit. By law, everything which appears on your credit report must be 100% accurate, verifiable, and timely. If not, it must be deleted- or sue!

Our system focuses on diving deep into your credit files, to find out all errors/ mistakes, crafting the most effective approach to challenging and ultimately removing your negative credit items. Including initiating lawsuits. 

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