About 1 out of 3 of credit reports contain errors. Our FREE Errors & Lawsuit Review will clarify your options: If you have an FCRA case or something else. Our goal is maximize your credit scores and pinpoint violations that can get you paid & ultimately removes the negative account.
All clients are represented by a lawyer. Accurate credit reports involves the use of powerful federal and state laws- including the Fair Credit Reporting Act (FCRA), and Fair Debt Collection Practices Act (FDCPA). We get clients paid for violations- with $0 out of pocket.
We’ve delivered greater value and resolved more challenges for clients than any other consumer credit law firm! Clients are assigned a lawyer who knows the law- especially erroneous credit reports. $0 upfront. $0 out of pocket. We are paid by the people who made the mistake, not you our client.
We will analyze all your 3 credit files. We will be looking for errors in items like identity theft, wrongful accounts, charge-offs, mixed credit files- Any major mistakes/ errors are a violation of the law.
Unlike "credit restoration" companies, our law firm work with other law firms that serves as a second set of eyes in the credit repair process. Ex. Courts, CFPB etc.
Mistakes? Then, letters are sent to your creditors directly. The letters are always sent via certified mail. Including: disputes, appeals, validation requests, and goodwill intervention. $0 Charge.
If you have 1 or 1000 mistakes on your credit reports, we will work on correcting them all. We work on removing any and all errors.
Additional legal documents are sent to the 3 credit agencies (Transunion, Equifax, and Experian) for immediate verification, updates, deletions, and/or corrections.
True, the lawsuit process is long, takes months and years- depending on big the mistakes are and how hard those we sue for you, fight back in court. Us and our referral partners will keep you up to date.
New Home Buyers
Negatives Deleted
Mortgage Refinances
Collections Deleted
Auto Refinance
Points Increased
When done properly, credit errors litigation is one of the most effective strategies for restore your credit. By law, everything which appears on your credit report must be 100% accurate, verifiable, and timely. If not, it must be deleted- or sue!
Our system focuses on diving deep into your credit files, to find out all errors/ mistakes, crafting the most effective approach to challenging and ultimately removing your negative credit items. Including initiating lawsuits.
Schedule your free credit analysis to find out exactly how we can help you realize your dreams.