What Do We Not Know About Credit?
The 10th annual credit score survey, was released Mid-July 2020 by the Consumer Federation of America (CFA) and VantageScore Solutions, LLC, shows that low-income households are most likely to apply…
Should You Buy A Home With A Less Than Great Credit Score?
Photo Credit: Martino Realty For most Americans, a home is the largest purchase they’ll make in their lives. As we’ve discussed elsewhere, shopping for a mortgage is a fairly complex…
A Powerful Strategy To Remove Medical Collections From Your Credit Reports
Photo Credit: Credit.com Medical Collections & Your Credit Report Medical collections are amongst the most common negative items to appear on our personal credit reports. Nearly one in five credit…
4 Things You Need To Know About Mortgages & Credit Scores
Photo Credit: Miller Metcalfe Buying a home isn’t easy. You’ll need to figure out how much you’d like to spend on your new home (and how much you can afford).…
Student Credit Cards: Our Reviews
Photo Credit: MPower Financing It’s that time of the year again: College classes begin in just a few months. As so many of you begin (or return) to school, there…
4 Tips For Managing Credit Cards Wisely
Photo Credit: Discover Credit cards can be very useful. They allow you to spend conveniently, while potentially earning cashback, airline points, and other rewards. Yet, if not used properly, credit…
Rent Reporting & Credit Scores – Is It Worth It?
There are a variety of approaches to building credit. You can open secured credit cards or credit builder loans, reduce credit card debt, or become an authorized user on someone…
How Often Should You Check Your Credit Reports?
Photo Credit: Carolina Home Mortgage We talk quite a bit about credit, and the importance of building the strongest credit score possible. To do so, you need to maintain low…
What Happens When You Stop Making Payments On A Credit Card?
Photo Credit: Unibul's Money Blog What are the consequences of no longer making payments on a credit card? And what rights do you enjoy, when facing collection of a debt?…
Everything You Need to Know About Credit Freezes
Photo Credit: CNN After the Equifax data breach, there have been quite a few questions (and some confusion) around how exactly a credit freeze works. For that reason, we’ve answered…
