We utilize the FCRA & FDCPA: the laws that protect consumers from credit bureaus and debt collectors. A legal, aggressive, and time-tested approach. We expertly get our “credit repair” clients paid for rebuilding their credit by pinpointing serious credit reporting errors/ mistakes- sue the credit bureaus or debt collectors. Which get “negative” accounts deleted, compensation with $0 out-of-pocket fees. A product of our founders’ unique expertise. Our team is led by an experienced consumer rights attorney, as well as mortgage banking experts.
Pooja KaropadyJanuary 20, 2025. I had reached out to this firm over Instagram. Anthony was very helpful. Listened patiently and gave advice on the best way to approach. This was despite us not being a contract. I appreciate the genuine advice and the thoughtfulness of going out of the way to help. I find the company full of integrity with the ability to put clients first. Thank you Tier One Credit Prashant SampatDecember 18, 2024. Shiva and his team are my go to resource for any of my clients credit needs. Not only are they a wealth of knowledge, but they are also the guys that get the job done. This has allowed multiple clients of mine to be able to qualify for a better loan program that gets them keys to their first home or investment property. Im very happy to have Tier one on my side and once you use them you will too! Tim MassarelliOctober 29, 2024. Shiva is a true professional and great resource for anyone in need of a legal resource regarding credit. He is a wealth of information and has an extensive network to assist with any/all credit needs. Highly recommend! Yesenia LozaOctober 28, 2024. Shiva was WONDERFUL. He assisted in several issues I had with my credit report. My score shot up, and I was able to get my issues resolved. Highly recommend Shiva and his team especially if you are dealing with large companies! Khanh V HuynhOctober 11, 2024. I'm in a very tricky situation that I was overthinking, but after working with Shiva B. from Tier One Credit, he helped put me at ease by giving very much needed guidance. He was professional and kind, and was a joy to work with. If needed with help in the future and they're available, I'll be back. JESSE PELAEZOctober 8, 2024. THANK YOU TIER ONE CREDIT FOR YOUR GREAT SERVICE. THEY TURNED MY COLLECTION INTO A PAYCHECK BY FINDING ERRORS AND MISTAKES IN MY CREDIT REPORTS. INSTEAD OF CHARGING ME FOR CREDIT REPAIR TBEY FIXED MY CREDIT, INCREASED MY CREDIT SCORES AND GOT ME PAID. THEY ARE EXPERTS IN CONSUMER RIGHT LAW, HELPFUL AND CARING. THANK YOU SHIVA, TONY AND THE WHOLE TEAM. I HIGHLY RECOMMEND THEM FOR ANYONE WITH CREDIT RELATED ISSUES. CALL THEM FIRST. David EvansOctober 5, 2024. Shiva was very helpful in advising me to resolve and navigate credit issues Vivek KotechaSeptember 27, 2024. I don’t understand the five-star reviews here. Tier One Credit has been working on my credit for 11 months with minimal to zero progress. I’ve reached out multiple times, but their responses are either severely delayed or non-existent. Travon CommanderAugust 28, 2024. Mike CardozaJuly 25, 2024. Tier One is UNUSUAL because it's actually owned and operated by a licensed California Attorney. That's why everything's transparent and probably why they get great results - because those credit bureaus don't want to be sued. Check it out for yourself!Load more
Our mission is based on a simple but powerful concept: Every client should be empowered to enjoy the very best credit score possible and improve quality of life, and peace of mind- which follows excellent credit. Our team of credit lawyers and FICO scoring professionals are laser-focused on implementing cutting-edge legal and financial strategies, to make this possible.
This makes working with us a risk-free decision, where customer satisfaction & $0 out-of-pocket are the top priority. Plus, our 100% satisfaction guarantee. Tier One Credit senior attorney, Shiva is a leading FCRA lawyer and a trusted leader in consumer credit optimization. Together, we fight for every client’s right to an accurate, fair, and substantiated credit report, including yours.
Shiva is an experienced and passionate entrepreneur. UCLA Law School left him with over $180,000 in student loans and other debt. He dedicated his expertise to empower consumer by showing them their legal options when it comes to credit and debt. Today he enjoys strong credit, invests in real estate- buying in hot markets like New York & Texas, and teach others to do the same. He is dedicated to his clients & team.
Tony fell in love with credit in 2006 when he bought & flipped his 1st house in Downey, CA for $35,000 in profit. He enjoys presenting & empowering people through his story, revealing the possibilities of credit-based investments. As a refugee from Sudan and proud American, Tony yearned for stability and a better life. Researching the self-made millionaire in America, he found that 97% of them were involved with real estate. So, he dedicated himself to becoming an expert.
A skilled attorney and passionate entrepreneur, dedicated to the empowerment of each and every American consumer, by helping them enjoy the best credit history/score possible. Utilizing deep knowledge of federal and state consumer rights laws, including the Fair Credit Reporting Act (FCRA), as well as the Fair Debt Collection Practices Act (FDCPA), to develop personalized strategies to allow clients to rebuild their credit- through the removal of negative credit items.
$0 Upfront. $0 Out-Of-Pocket Lawsuits. Attorney & Nationwide Representation. $1,000 Per Error Compensation.
Our legal expertise of the FCRA & FDCPA Enable us to Pinpoint Serious Errors, Sue & get you Compensation. Our fees are paid by the bureaus/ Debt Collectors. Our expertise is both the law & system.
You can use our FREE Errors & Repair Review, webinars and personalized services- to identify and remove any account reported in error or violates the law.