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Posted on Jason MooreJanuary 25, 2026.Trustindex verifies that the original source of the review is Google. I run a nationwide consumer advocacy organization and have worked with Shiva Bhaskar on complex cases involving Fair Credit Reporting Act violations, particularly identity theft matters that require litigation or arbitration. Shiva taught me how to identify FCRA violations and build them into strong cases. His legal expertise is extensive, but what sets him apart is how he mentors. He creates an environment where his mentees can collaborate, share experiences, and learn from each other. That approach multiplies the value for everyone involved. Beyond the technical knowledge, Shiva is genuinely a good human being. He always makes time to answer questions, never judges, and consistently brings out the best in the people around him. When my clients face serious credit reporting errors that require legal intervention, Shiva is the attorney I trust to handle their cases. If you need an attorney who understands consumer protection law and actually cares about the people he serves, Shiva Bhaskar is the one to call.Posted on Moua Tao ChaJanuary 22, 2026.Trustindex verifies that the original source of the review is Google. Highly recommend working with Shiva for any credit repair services! I’ve been working with him since April 2025 and his expertise has significantly aided in improving my credit situation. He was able to successfully dispute inaccuracies on my credit report through persistent negotiation with the credit bureaus, providing invaluable support throughout. Despite the complexities of my case requiring the need for an attorney, Shiva facilitated a connection with a qualified attorney and has maintained consistent communication til this day. Overall, Shiva has been a pleasure to work with and I have had nothing but a great experience. He’s responsive, knowledgeable, and informative, dedicated to ensuring clients receive the necessary assistance.Posted on Tony RodriguezJanuary 22, 2026.Trustindex verifies that the original source of the review is Google. I had several legal questions and needed guidance on different options, and Shiva Bhaskar was incredibly helpful from start to finish. Shiva took the time to thoroughly explain everything, break down my options, and help me understand the best paths forward. His knowledge, clarity, and honesty helped make a very stressful situation, easier to navigate. What really stood out was how genuine and invested he was in helping, rather than making me feel like any other client. If you’re looking for someone who truly cares and goes above and beyond, I highly recommend Tier One Credit.Posted on JulianJanuary 9, 2026.Trustindex verifies that the original source of the review is Google. I highly recommend Tier One Credit to anyone who needs help with their credit or anything else. I have no doubt Shiva would be able to send those who need assistance in the right direction. I will definitely be referring clients to Shiva and his team. Since I first connected with Shiva, he immediately relieved my stress levels regarding my situation. I was at the point of giving up and felt so defeated, but he instantly started providing solutions and I have already seen positive results. The level of genuine care, attention and professionalism has brought so much reassurance to me. I know he will do the same for anybody in need of support. If are looking for help with you credit situation, I wouldn't recommend anyone else. Thank you so much for your help Shiva! I will forever be grateful to you sir! God Bless!Posted on LANOKADecember 16, 2025.Trustindex verifies that the original source of the review is Google. I had a great experience working with Shiva back in March, 2025. He was patient, knowledgeable, and genuinely cared about helping me with ways on how to improve my credit. Although Shiva ultimately wasn’t able to help me directly with his services due to my circumstances, I was really impressed with his integrity. He took the time to understand my situation and referred me to someone reputable who could better assist me. That level of honesty and care says a lot. I truly appreciated his guidance and would still recommend him for anyone needing trustworthy advice about credit.Posted on Jaydeep MehtaNovember 30, 2025.Trustindex verifies that the original source of the review is Google. I cannot recommend the team at Tier One enough. I was dealing with a stressful situation involving illegal conduct from a debt collection agency, and Shiva was a huge help. He immediately identified the violations and connected me with a specialized local law firm. Thanks to that connection, the firm sued the agency, forced them to stop the harassment, and helped me recover money. If you need someone to protect your rights and help resolve a difficult situation, reach out to Shiva and his team.Posted on Bill GrossNovember 20, 2025.Trustindex verifies that the original source of the review is Google. Shiva Bhaskar is an expert in the credit repair industry, and does a great job helping prospective buyers get their credit cleaned quickly and cost-effectively.Posted on JaMille RaulsOctober 13, 2025.Trustindex verifies that the original source of the review is Google. Shiva had been assisting me with some erroneous reporting on my credit report and has also assisted me with some financial budgeting items. He is incredibly kind and responsive. I literally ran across him on Reddit, he replied, and has been so helpful ever since!Load more
Yes, we can make your dream a reality. Did you know your home loan interest rate is directly determined by your credit score. Let us assist you secure the best and lowest rates, today.
Debt collectors prey on our ignorance- many time acting illegally against consumers. Not Anymore, our attorney-conducted services are scanned to protect you again predatory practices.
Many people are marked 30-days late when they paid few days after due date- who’s on the right? Our company ensures correctness of all credit data. Skyrocketing scores.
We had “low credit” ourselves! Upon graduating college, our credit was- terrible! When Shiva (CA Bar Licensed Attorney) graduated UCLA School of Law, his debts dropped his scores to 514. Tony (Co-Founder) is a real estate professional (NMLS), who’s credit crashed along everything else in the 2008 recession. As founders- we are a team of skilled attorneys, finance experts and passionate entrepreneurs who are dedicated to the empowerment of each and every American consumer, by helping them enjoy the best credit history/score possible. Utilizing deep knowledge of federal and state consumer rights laws, including the Fair Credit Reporting Act (FCRA), as well as the Fair Debt Collection Practices Act (FDCPA), to develop personalized strategies to allow clients to rebuild their credit- through the removal of negative credit items.
Our commitment is to serve-Daily! We connect with credit concerned Americans- via YouTube, LinkedIn and FaceBook. We were even honored by Quora.com as 2018 Top Writer award for guiding over 660,000 people to good credit.
We’ve worked extensively on credit repair and scores optimization since 2005. Plus, our legal insight and experienced lawyer makes a force to fight bad credit, on your behalf.
We know a thing or two about credit scoring. Actually, our legal team is on the forefront of all laws protecting us- the citizens. We guarantee our services to produce favorable results. Or 100%