Pooja KaropadyJanuary 20, 2025. I had reached out to this firm over Instagram. Anthony was very helpful. Listened patiently and gave advice on the best way to approach. This was despite us not being a contract. I appreciate the genuine advice and the thoughtfulness of going out of the way to help. I find the company full of integrity with the ability to put clients first. Thank you Tier One Credit Prashant SampatDecember 18, 2024. Shiva and his team are my go to resource for any of my clients credit needs. Not only are they a wealth of knowledge, but they are also the guys that get the job done. This has allowed multiple clients of mine to be able to qualify for a better loan program that gets them keys to their first home or investment property. Im very happy to have Tier one on my side and once you use them you will too! Tim MassarelliOctober 29, 2024. Shiva is a true professional and great resource for anyone in need of a legal resource regarding credit. He is a wealth of information and has an extensive network to assist with any/all credit needs. Highly recommend! Yesenia LozaOctober 28, 2024. Shiva was WONDERFUL. He assisted in several issues I had with my credit report. My score shot up, and I was able to get my issues resolved. Highly recommend Shiva and his team especially if you are dealing with large companies! Khanh V HuynhOctober 11, 2024. I'm in a very tricky situation that I was overthinking, but after working with Shiva B. from Tier One Credit, he helped put me at ease by giving very much needed guidance. He was professional and kind, and was a joy to work with. If needed with help in the future and they're available, I'll be back. JESSE PELAEZOctober 8, 2024. THANK YOU TIER ONE CREDIT FOR YOUR GREAT SERVICE. THEY TURNED MY COLLECTION INTO A PAYCHECK BY FINDING ERRORS AND MISTAKES IN MY CREDIT REPORTS. INSTEAD OF CHARGING ME FOR CREDIT REPAIR TBEY FIXED MY CREDIT, INCREASED MY CREDIT SCORES AND GOT ME PAID. THEY ARE EXPERTS IN CONSUMER RIGHT LAW, HELPFUL AND CARING. THANK YOU SHIVA, TONY AND THE WHOLE TEAM. I HIGHLY RECOMMEND THEM FOR ANYONE WITH CREDIT RELATED ISSUES. CALL THEM FIRST. David EvansOctober 5, 2024. Shiva was very helpful in advising me to resolve and navigate credit issues Vivek KotechaSeptember 27, 2024. I don’t understand the five-star reviews here. Tier One Credit has been working on my credit for 11 months with minimal to zero progress. I’ve reached out multiple times, but their responses are either severely delayed or non-existent. Travon CommanderAugust 28, 2024. Mike CardozaJuly 25, 2024. Tier One is UNUSUAL because it's actually owned and operated by a licensed California Attorney. That's why everything's transparent and probably why they get great results - because those credit bureaus don't want to be sued. Check it out for yourself!Load more
About 1 out of 3 of credit reports contain errors. Our FREE Errors & Lawsuit Review will clarify your options: If you have an FCRA case or something else. Our goal is maximize your credit scores and pinpoint violations that can get you paid & ultimately removes the negative account.
All clients are represented by a lawyer. Optimum credit scores involves the use of powerful federal and state laws- including the Fair Credit Reporting Act (FCRA), and Fair Debt Collection Practices Act (FDCPA). Even got clients paid for violations.*
Dollar for dollar- we’ve delivered greater value and resolved more challenges for clients than any other credit service, period! Clients are assigned a lawyers and financial advisor who know the law to defeat bad, erroneous credit & build more credit. This means much better and faster results for you. 100% Free Lawyer
We will analyze all your 3 credit files. We will be looking for errors in items like collections, charge-offs, tax liens, repossessions, judgments, public records and late payments.
Unlike "credit restoration" companies, our firm work with third-parties that serves as a second set of eyes in the credit repair process. Ex. Courts, CFPB etc.
Correspondence is sent to your creditors directly. The letters are always sent via certified mail. The letters will include disputes, appeals, validation requests, and goodwill intervention.
We work on removing any and all negative items . Your "Client Portal" lets you see all the progress: what is being worked on and which is deleted.
Additional legal documents are sent to the 3 credit agencies (Transunion, Equifax, and Experian) for immediate verification, updates, deletions, and/or corrections.
Build more credit as we litigate the derogatory items off. We will give you "Actionable" steps on how to build more & stronger score, fast.
New Home Buyers
Negatives Deleted
Mortgage Refinances
Collections Deleted
Auto Refinance
Points Increased
When done properly, credit errors litigation is one of the most effective strategies for restore your credit. By law, everything which appears on your credit report must be 100% accurate, verifiable, and timely. If not, it must be deleted- or sue!
Our system focuses on diving deep into your credit files, to find out all errors/ mistakes, crafting the most effective approach to challenging and ultimately removing your negative credit items. Including initiating lawsuits.
Schedule your free credit analysis to find out exactly how we can help you realize your dreams.