Photo Credit: badcredit.org Your credit score is more important than ever. Your FICO score will determine whether you are eligible for a mortgage loan, and if so, at what interest…
Photo Credit: Creditrepaircloud.com When you make a mistake, it’s natural to try to correct it. Asking for forgiveness often seems to be the best choice. Our ego should never be…
Photo: Smartcredit.com Credit scores and credit reports are a confusing topic. There’s a lot of information out there. It is hard to separate fact from fiction. At the same time,…
Photo Credit: Halvoersen Klote Collections accounts are quite common. According to the Consumer Financial Protection Bureau, in 2020, nearly 1 in 3 Americans had a collection account on their credit…
Photo Credit: Wallet Hub Let’s say you have a pretty good credit score. You always pay your bills on time, and keep your credit card balances low. Then, you run…
Photo Credit: notlegaladvice.org Dealing with collections accounts can be quite stressful. You might have debt collectors calling on the phone, informing you that you owe money on a debt. They…
Today, we know consumers are watching more television, and we also know that many consumers are also cutting cable and moving to streaming services, so it’s the right time for…
The 10th annual credit score survey, was released Mid-July 2020 by the Consumer Federation of America (CFA) and VantageScore Solutions, LLC, shows that low-income households are most likely to apply…
Here at Tier One, we’ve talked quite a bit about the importance of monitoring your credit. Hopefully, you’ve signed up for Credit Karma, as well as freecreditscore.com. Between these two websites, you’ll…
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