Photo credit: badcredit.org Collections accounts are quite damaging to your credit reports. A single collection account can reduce an otherwise excellent credit score (760 or higher) by as much as…

Photo Credit: Figuring Money Out Credit scores can be rather difficult to understand. Fortunately, we know the five major factors which determine your credit score: Your payment history, the amount…

Photo Credit: Nestiny.com For most people, a home is the biggest purchase they’ll make in their lives. In the past several years, home prices have hit all-time highs. It is…

Caption: www.creditcards.com If you fail to pay a credit card debt, the account will eventually be charged off. At that point, the credit card issuer has several options, including selling…

Photo Credit: Spokane Public Radio In 2012, President Obama announced an executive order, creating the Deferred Action for Childhood Arrivals (DACA) program. This executive order allows individuals (known as Dreamers),…

Photo Credit: Good FInancial Cents Blog Identity theft is a massive problem. In 2017, a record 16.7 million Americans fell victim to it. Approximately $16.8 billion was stolen, with 30%…

Photo Credit: Usnews.com It’s no secret that a strong credit score makes it easier to purchase a home. Buying your own home allows you to stop renting, build wealth, and…

Photo Credit: Debt.org If you have debts which are in collections, you’ve probably recieved notices in the mail, and phone calls from a debt collector. Sometimes, these notices are not…

Photo Credit: Cash 1 Loans In 2017, a study from the Pew Research Center found that a larger percentage of American households were renting a house or apartment (as compared…

Photo Credit: Metacompliance.com Identity theft is one of the most common, and damaging, issues which American consumers face today. In 2017, at least 16.7 million American consumers were victims of…