Today, most Americans have been out of work for over a month. Yet, the monthly bills are still coming in. Yes, there are temporary laws in place preventing creditors from…

Photo Caption: The Balance There’s nothing quite like the smell of a brand new car, and that feeling when you drive it off the lot. Amazing!  However, to get to…

Photo Credit: Rebuild Credit Scores Whether it is earning a 1500+ SAT score, spelling nearly every word correctly in the National Spelling Bee, or becoming one of the greatest basketball…

When there is an error on your credit reports, it often isn’t clear what you should do. Should you dispute the account with the credit bureaus, or contact whoever placed…

Photo Credit: Kiplinger's You keep telling yourself that you should stop spending as much as you do. You need to stop grabbing coffee from Starbucks every day. You should make…

Photo Credit: Google.com To qualify for a credit card, mortgage or personal loan at a good interest rate, you must have a strong personal credit score. This probably doesn’t come…

Photo Credit: Business Insider One of the most effective tools to build or rebuild credit, are secured credit cards. Yet, you might be unclear as to whether a secured card…

Photo Credit: Credit Solution Program You Filed Bankruptcy. Now What?  The process of filing and discharging a bankruptcy can be quite stressful. You probably didn’t wake up one morning, and…

Law gavel on money Errors on credit reports are a very common issue. According to the Bureau of Consumer Financial Protection (the federal agency/ which regulates much of the financial…

Photo Credit: Community Tax Defaulting On a Debt  Perhaps you weren’t able to make payments on your credit card. The card was charged off, meaning, the credit card company is…