Here Are the Average Credit Score by Age and Location. See How You Measure Up.
The Main Takeaways The average credit score in the U.S. is 711 and has been on the rise for over a decade, even during the Covid-19 pandemicOlder generations have a…
If This Appears On Your Credit Reports, Contact A Lawyer
Photo Credit: Incharge.org We often discuss the process of correcting errors on credit reports. We also enjoy talking about your legal options if a credit report mistake is not corrected.…
Saving Money With A Credit Union Auto Loan
Photo Credit: Veridian Credit Union If you’re looking to purchase a car (new or used), you’ve got options. You might pay for the car with cash. Perhaps you’ll borrow money…
5 Credit Repair Strategies You Should Avoid
Photo Credit: Suburban Auto Finance If you’re working on improving your credit, there’s a lot of advice online. Some of those suggestions are excellent - and many are not. As…
Can A Credit Bureau Dispute Trigger A Lawsuit?
Photo Credit: Transunion.com Unpaid debts. They’re not fun to deal with. If you have collections or charge offs on your credit reports, you know the feeling. Debt collectors and credit…
Thoughts On The Chime Credit Builder Visa Card
Photo Credit: Ashleyseo.com Perhaps you’ve heard of Chime. They’re an online-only bank, which has gained a lot of popularity in recent years. While we have no relationship with Chime, and…
Don’t Cosign Loans For Others – Try This Instead
Photo Credit: USA Today Of all the challenges we run in to in life, financial issues are amongst the most common. Whether it’s not having enough money, being trapped in…
Remove Collections From Your Credit Reports – & Get Paid
Photo Credit: notlegaladvice.org Dealing with collections accounts can be quite stressful. You might have debt collectors calling on the phone, informing you that you owe money on a debt. They…
How To Build Good Credit On A Budget
Photo Credit: Upgrade.com You don’t have to be wealthy to build a strong credit score. In fact, it is very much possible to build great credit, without spending tons of…
What To Do If The Credit Bureaus Don’t Respond To Your Disputes
Photo Credit: Creditcards.com Credit Bureau Disputes: The Basics If an account on your credit report seems to be listed inaccurately, you have some powerful options to address the issue. Under…
